Lakeland, TN 38002 Real Estate Agent Chris Griffith Explains Why Local Real Estate Agents Can Help Get a Home Ready for the Market Quickly

When it comes to putting your home on the market for sale, there are many different considerations to make. In fact, it can be a frustrating and challenging time as you prepare to get your home in shape to go on the market. No one knows this better than local real estate agent Chris Griffith in Lakeland Tennessee.
There is no question that the real estate market all over the country has been challenging for the last couple of years. Chris Grifith says that this is why it is more important than ever to make sure that your home is in proper condition to be put on the market for sale.

Sometimes, sellers can be emotionally attached to their home in such a way that they might not see what needs to be repaired or replaced before listing a home for sale. This is where a professional and experienced real estate agent becomes a necessity.

What home sellers don’t often understand about Lakeland, TN real estate agents is that they are on the ground each and every day looking at homes and assessing the competition. In other words, they regularly see who your competition is on the market and can help you make your home look as good as possible to give it the best chance of selling.

In fact, real estate agents have a list of qualities that the home should have to make it the most salable. They may be able to give you tips and tricks on ways that you can stage your home to create the appearance of more space, for instance. These tips can be invaluable for a home seller who needs to get their home sold quickly.

There is a lot of great free information available to you about buying, selling or investing in Lakeland, TN real estate. For more information about the Lakeland, TN real estate market, be sure to visit the website that provides information on current homes for sale, property values and more: www.CGriffithRealEstate.com. You may also feel free to contact me with all of your real estate or mortgage related questions at

901-461-5590 or even e-mail me at  Chris@FirstNationalRealty.com.

Beautiful Bartlett TN Remodeled Home for Sale! Open House Sunday 1-3PM on Aug. 17TH, 2014 Visit 4555 Devan Woods Cv. Bartlett,TN 38002 Provided by Chris Griffith with First National Realty

Reduced Price for Quick Sale- 4555 Devan Woods Cv. Bartlett, TN. 38002 MLS#9932271   New List Price: $279,900
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4555 Devan Woods Cv. Bartlett, TN.  38002
 
REMODELED! MOVE-IN-READY! LIST PRICE $279,900, MLS# 9932271
 
Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!
 
Updated and Ready for New Home Owners! 
 
This Fantastic Property is located at 4555 Devan Woods Cv. in Upscale Bartlett, TN 38002. 5 Bedrooms and 4 Full Baths, (1) Bonus, 2 Master suites – 1 Upstairs and 1 downstairs, Bonus Room with closet, Gorgeous Granite Counters in Kitchen with Island, Built-In -Oven & Microwave, Cooktop, Dishwasher and Plenty of Cabinet Space. Breakfast Room with Great Lighting, Butlers Pantry, Dining Room, Study and Living Room, Separate Laundry Room, 2 Bedrooms and 2 Baths downstairs, 3 Bedrooms and 2 Baths up Plus Bonus or could be a bedroom (has Closet) . NEW: Flooring, Lighting, Granite, Fresh Paint on Exterior and Interior, Completely Remodeled including Beautiful New Hardwood Floors, New Carpet, New Granite, New Lighting, Landscaping and so Much More!!! 
Make Appt. Today – Call Chris 901-461-5590
New Listing! Remodeled and Move-In-Ready!!

New Listing! Remodeled and Move-In-Ready!!

 Room Dimensions:
 
Kitchen:14X14
 
Breakfast Room: 8X4
 
Living Room: 19X18
 
Dining Room: 15X14
 
Study: 12X14
 
Master Bedroom: 17X15
 
2ND Bedroom (Downstairs):12X15
 
3RD Bedroom (Upstairs):14X12
 
4TH Bedroom (Upstairs 2ND Master with on suite Full Bath:12X16
 
5TH Bedroom (Expandable Completed with closet-Upstairs): 20×30
 
6TH Bedroom (Large Bonus): 22×14
 
**Downstairs Plan: Master Bedrooms and Bath, 2ND Bedroom, 2ND Full Bath, Laundry Room, Kitchen with Breakfast      Bar and Eat- In Kitchen, Living Room, Dining Room, Study
 
**UpStairs Plan: (2ND) Master Bedroom with on-suite Full Bath, 2 bedrooms, Bonus Room (with closet – could be a         bedroom) and 1 Full Bath  - (Total 3 Bedrooms with Bonus and Full Bath).
 
Square Footgage in-tax is incorrect (Expandable completed)  
**All information is deemed reliable but not guaranteed.
 Schools for 2014 per website include: Bon Lin Elementary. Bon Lin Middle and Bartlett High
Bartlett TN Schools: Bartlett City Schools

 Bartlett Schools (per Bartlett Website):

Which Neighborhood Is Best For You: Tips from Lakeland & Arlington TN 38002 Real Estate Agent Chris Griffith with First National Realty

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Which Neighborhood Is Best For You: Tips from Lakeland & Arlington  TN 38002 Real Estate Agent Chris Griffith with First National Realty

Buying a home is a big decision, but where to buy it should be just as important. Not researching where an interesting home is located can not only spell trouble for you, but it could end up costing you big money. According to real estate expert Chris Griffith, doing your area research is a big deal.
While searching for Lakeland &  Arlington, TN homes many people will be influenced by their commute to work. Even though this is a legitimate concern it is not the only criteria for location. There are many other things to look at before you make such a large decision.
You should always consider the schools in a selection. Even if you don’t have children one day you may want to sell and chances are the potential buyers will have them. Schools are an important part for many buyers and often become the deciding factor when making the final decision.
If you are unfamiliar with a school zone then you can do some research and find out their test score averages to help you out. These are posted in any number of locations or you can simply log on and pull test scores up by the school’s name.
If you find a desirable Lakeland & Arlington TN neighborhood take the time to check out what surrounds it. The adjacent neighborhoods will tell a lot about the area. Also, look into how far you are from shopping, hospitals, doctors, etc. Having a long commute every time you need to run an errand will get old very quickly.
Have your Lakeland & Arlington TN  real estate agent pull up the history of the neighborhood. This can tell you many things such as what the average asking price is, the average sold price and what the difference between the two is. You can also see how many homes are on the market and how long they typically take to sell. There is also information on property values in the neighborhood and how they have held up or dropped.
Lastly, when you find a potential neighborhood take some time and drive through it to see how it is being maintained. If other homeowners look as if they don’t care about their yards or homes chances are your property value will suffer as well.
For more tips on choosing the right home for your needs, contact Lakeland & Arlington TN real estate expert Chris Griffith at 901-461-5590 today!
Visit: www.CGriffithRealEstate.com or www.ChrisGriffithRealEstate.com for more information and available homes for sale in Lakeland & Arlington, TN 38002.

Stop Paying Rent in Lakeland, TN 38002 Forever! BUY Real Estate NOW by Lakeland TN 38002 Real Estate Expert Chris Griffith with First National Realty

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Six Helpful Tips To Help Save First-time Home-buyers Money… And Anxiety in Lakeland TN!

With interest rates hovering around their thirty year lows, a multitude of flexible and low cost loan programs are available, as well as a wide variety of assistance programs that can help virtually anybody experience the joy of home ownership.

In short, the economic environment simply couldn’t be better to buy your first home in Lakeland TN. However, if you have always been a renter, then you probably aren’t as well informed of the intimate processes of obtaining a home mortgage as you’d like to be.

To guide you through this exciting but often confusing time, this report details six tips that will help make your purchase a much smoother experience, save you money and eliminate your anxieties.

Get Pre-qualified Before Starting Your Search Before you begin your home search in the Lakeland TN real estate market, before you make one single decision regarding a home purchase, get pre-qualified by a mortgage professional.

Pre-qualification is free and will give you a definite advantage in the buying process.

During the evaluation stage, it will clarify your financial situation, indicating how much home you can afford. This may influence your decision for location, narrowing your search.

You’ll also know exactly how much home you can afford, further clarifying your search. Pre-qualification will also give you a step up on your competition.

Home-buyers that are pre-qualified have increased leverage with Realtors and sellers, in the Lakeland TN real estate world, over buyers who are not. Essentially, a pre-qualified buyer becomes a “cash” buyer.

Don’t Become Fixated On The Interest Rate Alone! Be careful! The lowest interest rate does not always translate to the best deal. Look at the loan programs that are being offered, not just the rate.

There are several factors that have to be taken into account when evaluating programs: the loan type (fixed or adjustable), the loan term (15 year or 30 year), the rate and the down payment requirement.

Adjustable Rate Mortgage’s (ARM’s) are typically very low at the beginning but can escalate quickly.

These are good for short-term purchases, but long-term mortgage holders are typically better off with a fixed rate. If you can afford it, you may consider a fifteen-year mortgage.

Typically the monthly payments are only 20% higher, and you cut off half the duration of your loan. Additionally, your credit will play a big part in what program will be offered to you. “A” paper, lender lingo for an applicant who has perfect credit, may find a 6.5% rate with only 10% down. But if you have some credit history problems, sometimes referred to as “B” or “C” paper, you may find that to receive the prime rate, you need 20% down. So shop around!

Clean Up Your Credit
By getting pre-qualified, you will be made aware of any potential credit problems in your credit history. Don’t despair if the credit report is not stellar.

Even if an incident cannot be taken off the report, by knowing the background of your financial history, your lender may be able to put your financial situation in a better light when submitting the actual loan application.

Review your credit report carefully. It is very common for non-payments to be listed that are not even yours. Your mortgage professional will help you address problems showing up on the credit report.

Many times, a simple letter to the creditor explaining the circumstances at the time of the incident will rectify the situation. However this may take a few months, so start early.

Get A Realtor®
As a first time home-buyer in Lakeland TN, the biggest mistake you can make is believing that you can save money if you do not use a Realtor.

Although the seller pays the commissions, some listing agents will tell you they can represent both you and the seller fairly. While in some cases this may certainly be true, it’s better to be safe than sorry.

Get a real estate agent that represents your interests solely. A buyer agent will make sure the home is inspected properly, do diligence on any hidden discovery and more times than not, the money they save you on negotiating the price of your new home will more than off-set any reduction in price due to the commissions not being paid by the seller.

What Do You Want In Your Lakeland TN Home?
There will be many decisions as you start this process. Your Realtor will take you to several different homes on the Lakeland TN real estate market. Some you will like; some you won’t, but most will land somewhere in between.

“You love this home except it doesn’t have…” or “That home would be perfect if it only had…” will be common phrases during this process.

Decide now what features you feel are “necessities” in a home and which features are items that would be “nice to have.” This list will no doubt change the farther along you go, but the list will be extremely useful as you begin to look at homes. It will also be useful to the Realtor so he can better qualify the homes that he shows you.

There is a lot of free information available to you about buying, selling or investing in Lakeland TN real estate. For complete information about the Lakeland TN real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Lakeland TN real estate. So please feel free to contact me with any of your mortgage questions and I will me more than happy to answer your questions. Call me on my cell at 901-461-5590 or email me at Chris@FirstNationalRealty.com
Visit: http://www.CGriffithRealEstate.com

6 Tips for Picking a Real Estate Agent in Lakeland & Arlington TN 38002 By Lakeland & Arlington TN Real Estate Professional Chris Griffith with First National Realty

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6 Tips for Picking a Real Estate Agent in Lakeland & Arlington TN 38002 By Lakeland & Arlington TN Real Estate Professional Chris Griffith with First National Realty

Your real estate agent is someone who’ll be working side by side with you on one of the biggest financial moves of your life. Your agent will be negotiating with you, educating you and helping you buy or sell your property. It’s absolutely crucial to make sure you choose a good real estate agent. In this article, we’ll go over 6 powerful tips for choosing a good real estate agent in the Lakeland & Arlington TN area.
Tip #1 – Look at Their Website
You can tell a lot about a real estate agent based on their website. This is where they’ll “showcase” the highlights of their service.
What sets them apart from the competition? How long have they been in business? Browse your potential agent’s website and see if who they are resonates with you.
Tip #2 – Trust your first impression
A working relationship with a real estate agent is based on trust. Trust that your agent will have your best interest in mind, not just a quick commission.
Often times your first impressions will be dead on. Can you trust this person? Do you feel comfortable doing business with this person? Usually you’ll be able to answer these questions in just a 15-30 minute conversation.
Tip #3 – What will be your marketing plan (Seller) or negotiation strategy (Buyer) for me?
A good real estate agent will have a plan for getting you the best price possible, whether you’re buying or selling.
When you’re considering working with an agent, ask them: What will be your marketing plan or strategy for negotiating for me?
Tip #4 – Work with a Residential Expert
If you’re looking for an agent in the Lakeland & Arlington TN  area, generally you want to work with someone who knows the area very well.
Make sure your agent has been local for some time and has completed several transactions in the local area. Your agent should have a good idea of the approximate home values in all the different areas of the city.
Tip #5 – How reachable are you? What will working with you be like?
What hours does your agent work? Will you be dealing directly with your agent, or will you have to go through an assistant every time?
How long will you have to wait each time you make an appointment? Can you call up a couple days before, or do you have to make an appointment a week in advance?
Know what it’s like to work with your agent before you decide whether or not to move forward.
Tip #6 – Can Your Agent Provide References?
Satisfied clients will often times provide references, letters of recognition or a phone number where other potential clients can call to see what it was like working with this agent.
If your agent has been in business for some time, they should have some references you can look at. Look into these references and see if your agent is someone you want to work with.

If you’re considering an agent in the Lakeland & Arlington TN  area, it’s important to work with someone who’s experienced and knows the local area. If you don’t already have an agent, feel free to give me a call for a free consultation on buying or selling your home. I can be reached at 901-461-5590 or email atChris@FirstNationalRealty.com

Visit: http://wwww.CGriffithrealEstate.com

Germantown TN 38138 & 38139 School & Community links for New School System(s) Provided by Germantown TN Real Estate Expert Chris Griffith with First National Realty

Germantown TN 38138 & 38139 Information and Links:
Germantown, TN School Information: 

Germantown School Zones: 
Dogwood Elementary
8945 Dogwood Rd
Germantown, TN  38139-5405   (map
Ph: (901) 756-2310http://www.gmsdk12.org/dogwoodelementary_home.aspx
 Farmington Elementary
2085 Cordes Rd
Germantown, TN  38139-4451   (map
Ph: (901) 756-2320
Riverdale Elementary
7391 Neshoba Rd
Germantown, TN  38138-2744   (map
Ph: (901) 756-2300
http://www.gmsdk12.org/riverdaleelementary_home.aspx
 
 Houston Middle
9400 Wolf River Blvd
Germantown, TN  38139-3509   (map
Ph: (901) 756-2366
http://www.gmsdk12.org/houstonmiddleschool_home.aspx
Houston High
9755 Wolf River Blvd
Germantown, TN  38139-5599   (map
Ph: (901) 756-2370
http://www.gmsdk12.org/houstonhighschool_home.aspx

There is a lot of free information available to you about buying, selling or investing in Germantown  TN 38138 & 38139 Real Estate. For complete information about the Germantown TN real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Germantown TN Real Estate at  www.CGriffithRealEstate.com  or  www.ChrisGriffithRealEstate.com  Please feel free to contact me with any of your real estate or mortgage related questions and I would be more than happy to answer your questions. Call me on my cell at 901-461-5590 or email me at Chris@FirstNationalRealty.com 

Arlington & Lakeland TN 38002 School & Community links for New School System(s) Provided by Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty

Arlington, TN Information and Links:
 
Arlington TN 38002 Community School(s) Information:
Arlington TN Elementary School Zone Locator:
Arlington TN Middle School Locator:
Arlington TN High School Locator:
 
Arlington Elementary
11825 Douglass St
Arlington, TN  38002-9333   (map
Ph: (901) 867-6000

Arlington Middle
5470 Lamb Rd
Arlington, TN  38002   (map
Ph: (901) 867-6015
http://arlingtonms.acsk-12.org/School_Website/Home.html
Arlington High
5475 Airline Rd
Arlington, TN  38002   (map
Ph: (901) 867-1541

Donnelson Elementary School:
12140 Donelson Farms Parkway
Arlington, TN 38002
Phone: 901-389-6973
Lakeland, TN 38002 School(s) Information and Lakeland TN Info:  
 
Lakeland, TN 38002: www.lakelandtn.gov/
 
Lakeland, TN School Information: http://lakelandk12.org/
Lakeland TN Schools Zones:   Zone Finder | Lakeland School System

Lakeland Elementary
10050 Oak Seed Ln
Lakeland, TN  38002   (map
Ph: (901) 867-7071
There is a lot of free information available to you about buying, selling or investing in Lakeland & Arlington TN Real Estate. For complete information about the Lakeland & Arlington TN real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Lakeland & Arlington TN 38002 Real Estate at  www.CGriffithRealEstate.com  or www.ChrisGriffithRealEstate.com Please feel free to contact me with any of your real estate or mortgage related questions and I would be more than happy to answer your questions. Call me on my cell at 901-461-5590 or email me at Chris@FirstNationalRealty.com 

Preparing to Get a Loan to Purchase a Lakeland/Arlington TN 38002 Home for Sale by Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty. Buying a Lakeland/Arlington TN Home Made Easy with a Great Lakeland & Arlington TN Real Estate Agent -Contact Chris Griffith with First National Realty Today!

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Tips on Preparing to Get Approved for a Home Loan by Lakeland & Arlington TN 38002 Real Estate Expert Chris Griffith with First National Realty
 
When you decide to Buy a home for the first time be prepared in advance. These are tips to consider before applying for a Lakeland and Arlington TN home loan.
1. Speak with a Bank/Mortgage Company to see who you feel comfortable with – do not allow anyone to run your credit until you are ready. Also, when you are ready and you want to compare companies then narrow it down to one or two lenders and then choose. 
2. Be prepared for the downpayment required in Lakeland and Arlington TN. FHA (First Time Home Buyers Loan) will require a 3.5% down payment. For Example on a sales price of $200,000 then you would be required to have $7000 (Seven Thousand Dollars) for your downpayment. This does NOT include the closing costs/prepaids for lenders fee(s),attorney Fee(s), etc. BUT, usually you may ask the seller(s) to contribute, if possible, to your closing costs and Prepiads in your offer. This may be part of the negotiation process. 
Conventional Loans in Lakeland & Arlington TN  Require 5% of the sale price of the property and if looking to purchase a second home or investment property then 20% will be required for the downpayment.  
3. Be prepared to submit to your lender your last 2 years W-2′s, Most recent pay check stubs, Bank statement(s) including Checking and savings account, etc.. This will be some of the paperwork needed to be approved in order to prove your income and where the money is coming from for your down payment.  
4. Do not Buy major items prior to closing!! You need to purchase your home before buying a new car, furniture, etc. Credit scores and debt to income ratio is crucial!  You will need a minimum of 620 credit score depending on the lenders. Contact your lender for requirements.
An Expert  Lakeland & Arlington TN  Real Estate Agent will step you through the process and will have good contacts to suggest to you for referral as well  .
For more information on Lakeland & Arlington TN 38002 homes for sale, mortgage questions and selling  your home for more money contact local Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty 901-461-5590 or Email Chris@FirstNationalRealty.com

 

OPEN HOUSE SUNDAY 1-3PM AUG. 17TH 2014! NEW Reduced Price $279,900! 4555 Devan Woods Cv. Bartlett, TN 38002! Contact Chris Griffith with First National Realty

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Reduced Price for Quick Sale- 4555 Devan Woods Cv. Bartlett, TN. 38002 MLS#9932271   New List Price$279,900
 
4555 Devan Woods Cv. Bartlett, TN.  38002
 
REMODELED! MOVE-IN-READY! LIST PRICE $279,900, MLS# 9932271
 
Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!
 
Updated and Ready for New Home Owners! 
 
This Fantastic Property is located at 4555 Devan Woods Cv. in Upscale Bartlett, TN 38002. 5 Bedrooms and 4 Full Baths, (1) Bonus, 2 Master suites – 1 Upstairs and 1 downstairs, Bonus Room with closet, Gorgeous Granite Counters in Kitchen with Island, Built-In -Oven & Microwave, Cooktop, Dishwasher and Plenty of Cabinet Space. Breakfast Room with Great Lighting, Butlers Pantry, Dining Room, Study and Living Room, Separate Laundry Room, 2 Bedrooms and 2 Baths downstairs, 3 Bedrooms and 2 Baths up Plus Bonus or could be a bedroom (has Closet) . NEW: Flooring, Lighting, Granite, Fresh Paint on Exterior and Interior, Completely Remodeled including Beautiful New Hardwood Floors, New Carpet, New Granite, New Lighting, Landscaping and so Much More!!! 
Make Appt. Today – Call Chris Griffith with First National Realty 901-461-5590
Come By the Open House Sunday 1-3PM August 17, 2014 – Stop by and see the Beautiful Remodel and Make and Offer!!

HOT New Listing in Bartlett TN 38002! Bring Offer for Bartlett Home for Sale located at 4555 Devan Woods Cv. Bartlett TN 38002 MLS# 9932271 by Real Estate Pro Chris Griffith with First National Realty

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HOT New Listing in Bartlett TN 38002! Bring Offer for Bartlett Home for Sale located at 4555 Devan Woods Cv. Bartlett TN 38002 MLS# 9332271 by Real Estate Pro Chris Griffith with First National Realty

REMODELED! MOVE-IN-READY! LIST PRICE $289,900, MLS# 9932271
 
Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!
 
Updated and Ready for New Home Owners! 
 
This Fantastic Property is located at 4555 Devan Woods Cv. in Upscale Bartlett, TN 38002. 5 Bedrooms and 4 Full Baths, (1) Bonus, 2 Master suites – 1 Upstairs and 1 downstairs, Bonus Room with closet, Gorgeous Granite Counters in Kitchen with Island, Built-In -Oven & Microwave, Cooktop, Dishwasher and Plenty of Cabinet Space. Breakfast Room with Great Lighting, Butlers Pantry, Dining Room, Study and Living Room, Separate Laundry Room, 2 Bedrooms and 2 Baths downstairs, 3 Bedrooms and 2 Baths up Plus Bonus or could be a bedroom (has Closet) . NEW: Flooring, Lighting, Granite, Fresh Paint on Exterior and Interior, Completely Remodeled including Beautiful New Hardwood Floors, New Carpet, New Granite, New Lighting, Landscaping and so Much More!!! 
Make Appt. Today – Call Chris 901-461-5590

All information is deemed reliable but not guaranteed.