Preparing to Get a Loan to Purchase a Lakeland/Arlington TN 38002 Home for Sale by Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty. Buying a Lakeland/Arlington TN Home Made Easy with a Great Lakeland & Arlington TN Real Estate Agent -Contact Chris Griffith with First National Realty Today!

August 13, 2014 by
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Tips on Preparing to Get Approved for a Home Loan by Lakeland & Arlington TN 38002 Real Estate Expert Chris Griffith with First National Realty
 
When you decide to Buy a home for the first time be prepared in advance. These are tips to consider before applying for a Lakeland and Arlington TN home loan.
1. Speak with a Bank/Mortgage Company to see who you feel comfortable with – do not allow anyone to run your credit until you are ready. Also, when you are ready and you want to compare companies then narrow it down to one or two lenders and then choose. 
2. Be prepared for the downpayment required in Lakeland and Arlington TN. FHA (First Time Home Buyers Loan) will require a 3.5% down payment. For Example on a sales price of $200,000 then you would be required to have $7000 (Seven Thousand Dollars) for your downpayment. This does NOT include the closing costs/prepaids for lenders fee(s),attorney Fee(s), etc. BUT, usually you may ask the seller(s) to contribute, if possible, to your closing costs and Prepiads in your offer. This may be part of the negotiation process. 
Conventional Loans in Lakeland & Arlington TN  Require 5% of the sale price of the property and if looking to purchase a second home or investment property then 20% will be required for the downpayment.  
3. Be prepared to submit to your lender your last 2 years W-2′s, Most recent pay check stubs, Bank statement(s) including Checking and savings account, etc.. This will be some of the paperwork needed to be approved in order to prove your income and where the money is coming from for your down payment.  
4. Do not Buy major items prior to closing!! You need to purchase your home before buying a new car, furniture, etc. Credit scores and debt to income ratio is crucial!  You will need a minimum of 620 credit score depending on the lenders. Contact your lender for requirements.
An Expert  Lakeland & Arlington TN  Real Estate Agent will step you through the process and will have good contacts to suggest to you for referral as well  .
For more information on Lakeland & Arlington TN 38002 homes for sale, mortgage questions and selling  your home for more money contact local Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty 901-461-5590 or Email Chris@FirstNationalRealty.com

 

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OPEN HOUSE SUNDAY 1-3PM AUG. 17TH 2014! NEW Reduced Price $279,900! 4555 Devan Woods Cv. Bartlett, TN 38002! Contact Chris Griffith with First National Realty

August 12, 2014 by
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Reduced Price for Quick Sale- 4555 Devan Woods Cv. Bartlett, TN. 38002 MLS#9932271   New List Price: $279,900
 
4555 Devan Woods Cv. Bartlett, TN.  38002
 
REMODELED! MOVE-IN-READY! LIST PRICE $279,900, MLS# 9932271
 
Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!
 
Updated and Ready for New Home Owners! 
 
This Fantastic Property is located at 4555 Devan Woods Cv. in Upscale Bartlett, TN 38002. 5 Bedrooms and 4 Full Baths, (1) Bonus, 2 Master suites – 1 Upstairs and 1 downstairs, Bonus Room with closet, Gorgeous Granite Counters in Kitchen with Island, Built-In -Oven & Microwave, Cooktop, Dishwasher and Plenty of Cabinet Space. Breakfast Room with Great Lighting, Butlers Pantry, Dining Room, Study and Living Room, Separate Laundry Room, 2 Bedrooms and 2 Baths downstairs, 3 Bedrooms and 2 Baths up Plus Bonus or could be a bedroom (has Closet) . NEW: Flooring, Lighting, Granite, Fresh Paint on Exterior and Interior, Completely Remodeled including Beautiful New Hardwood Floors, New Carpet, New Granite, New Lighting, Landscaping and so Much More!!! 
Make Appt. Today – Call Chris Griffith with First National Realty 901-461-5590
Come By the Open House Sunday 1-3PM August 17, 2014 – Stop by and see the Beautiful Remodel and Make and Offer!!

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HOT New Listing in Bartlett TN 38002! Bring Offer for Bartlett Home for Sale located at 4555 Devan Woods Cv. Bartlett TN 38002 MLS# 9932271 by Real Estate Pro Chris Griffith with First National Realty

August 7, 2014 by

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HOT New Listing in Bartlett TN 38002! Bring Offer for Bartlett Home for Sale located at 4555 Devan Woods Cv. Bartlett TN 38002 MLS# 9332271 by Real Estate Pro Chris Griffith with First National Realty

REMODELED! MOVE-IN-READY! LIST PRICE $289,900, MLS# 9932271
 
Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!
 
Updated and Ready for New Home Owners! 
 
This Fantastic Property is located at 4555 Devan Woods Cv. in Upscale Bartlett, TN 38002. 5 Bedrooms and 4 Full Baths, (1) Bonus, 2 Master suites – 1 Upstairs and 1 downstairs, Bonus Room with closet, Gorgeous Granite Counters in Kitchen with Island, Built-In -Oven & Microwave, Cooktop, Dishwasher and Plenty of Cabinet Space. Breakfast Room with Great Lighting, Butlers Pantry, Dining Room, Study and Living Room, Separate Laundry Room, 2 Bedrooms and 2 Baths downstairs, 3 Bedrooms and 2 Baths up Plus Bonus or could be a bedroom (has Closet) . NEW: Flooring, Lighting, Granite, Fresh Paint on Exterior and Interior, Completely Remodeled including Beautiful New Hardwood Floors, New Carpet, New Granite, New Lighting, Landscaping and so Much More!!! 
Make Appt. Today – Call Chris 901-461-5590

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Finding a Home for Sale in Bartlett, TN 38002 using the Internet by Bartlett, TN Real Estate Professional Chris Griffith with First National Realty

August 7, 2014 by
 Finding a Home For Sale in Bartlett TN 38002 using the Internet
Finding a Home for Sale in Bartlett, TN 38002 using the Internet by Bartlett, TN Real Estate Professional Chris Griffith with First National Realty
If you are searching for a home in Bartlett, TN there are many ways that you can get started. The more that you know about this process the better off you will actually be when it comes to finding your dream home. This is not to say that you are guaranteed of anything, but at the very least you should be able to get some ideas as to what is available in Bartlett, TN. When searching for a home you will most definitely want to use the Internet to your advantage. Many years ago this may not have been possible, but in today’s day and age the Internet has a lot to offer.
The best thing about searching for a home online is that you never have to leave your home. Why would you want to drive around searching for a home that you do not even know exists? Instead, you could be searching for a home online and finding property after property. Sure, you will still have to go out and see a home in person once you find one that you like, but by starting your search online you will be able to cut out a lot of stress and wasted time.
Another reason for searching for a home online is that you will lower your chances of missing out on something that really suits your needs. So many people make the mistake of searching for a home in Bartlett TN by driving around, and in turn they miss out on properties that they would really like. This is not to say that your only option is the Internet, but you should at least use it to supplement your other methods. The fact of the matter is that by searching for a home online you will lower your chances of making a mistake. And when buying a home this is something that you will most definitely want to do.
Overall, using the Internet to find a home in Bartlett TN is a great idea. This will give you the ability to find several properties that suit your needs without having to leave your computer. Searching for a home has never been easier. Why not use the Internet to your advantage? The bottom line is that this method cannot hurt you, it can only help! 

With this knowledge you can know go out and find houses only relevant to your search. No longer will you have to weed through the stacks of possible houses that you have no interest in, instead all of the houses in Bartlett TN  that you might like to look at will be on the top of the list. This is the philosophy I have implemented in my new state of the art website. It allows you to find the house in Bartlett TN that you have always dreamed of. So check it out give me a try & let my website work for you so you don’t have to.

There is a lot of free information available to you about buying, selling or investing in Arlington/Lakeland or Bartlett TN real estate. For complete information about the Arlington/Lakeland or Bartlett TN real estate market including current homes for sale, property values and more please visit the most complete website online  www.CGriffithRealEstate.com 
Hot New Listing: 4555 Devan Woods Cove Bartlett, TN 38002, MLS# 9932271,
List Price $ 289,900 (BRING OFFER – MOTIVATED SELLER) Contact Chris for Appt. Today – 901-461-5590
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Finding a Home for Sale in Arlington and Lakeland TN 38002 using the Internet by Arlington & Lakeland TN Real Estate Expert Chris Griffith with First National Realty

August 7, 2014 by
 Finding a Home For Sale in Arlington and Lakeland TN 38002 using the Internet
Finding a Home for Sale in Lakeland and Arlington, TN 38002 using the Internet by Lakeland and Arlington, TN Real Estate Expert Chris Griffith with First National Realty
If you are searching for a home in Arlington or Lakeland, TN there are many ways that you can get started. The more that you know about this process the better off you will actually be when it comes to finding your dream home. This is not to say that you are guaranteed of anything, but at the very least you should be able to get some ideas as to what is available in Arlington or Lakeland, TN. When searching for a home you will most definitely want to use the Internet to your advantage. Many years ago this may not have been possible, but in today’s day and age the Internet has a lot to offer.
The best thing about searching for a home online is that you never have to leave your home. Why would you want to drive around searching for a home that you do not even know exists? Instead, you could be searching for a home online and finding property after property. Sure, you will still have to go out and see a home in person once you find one that you like, but by starting your search online you will be able to cut out a lot of stress and wasted time.
Another reason for searching for a home online is that you will lower your chances of missing out on something that really suits your needs. So many people make the mistake of searching for a home in Arlington or Lakeland TN by driving around, and in turn they miss out on properties that they would really like. This is not to say that your only option is the Internet, but you should at least use it to supplement your other methods. The fact of the matter is that by searching for a home online you will lower your chances of making a mistake. And when buying a home this is something that you will most definitely want to do.
Overall, using the Internet to find a home in Arlington or Lakeland TN is a great idea. This will give you the ability to find several properties that suit your needs without having to leave your computer. Searching for a home has never been easier. Why not use the Internet to your advantage? The bottom line is that this method cannot hurt you, it can only help! 

With this knowledge you can know go out and find houses only relevant to your search. No longer will you have to weed through the stacks of possible houses that you have no interest in, instead all of the houses in Arlington or Lakeland TN  that you might like to look at will be on the top of the list. This is the philosophy I have implemented in my new state of the art website. It allows you to find the house in Arlington or Lakeland TN that you have always dreamed of. So check it out give me a try & let my website work for you so you don’t have to.

There is a lot of free information available to you about buying, selling or investing in Arlington or Lakeland TN real estate. For complete information about the Arlington or Lakeland TN real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Arlington & Lakeland TN Real Estate visit: www.CGriffithRealEstate.com 
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Solid Advice on Buying a Home in Lakeland, TN 38002 From Lakeland, TN Real Estate Agent Chris Griffith with First National Realty

August 6, 2014 by
Solid Advice on Buying a Home in Lakeland, TN 38002 From Lakeland, TN Real Estate Agent Chris Griffith with First National Realty 
When buyers are looking for a new home, it can be a very exciting time. However, there is a right way and a wrong way to start searching for new property. Unfortunately, many buyers go about this process in completely the wrong way. Here are some common mistakes that buyers make:

1.Going at it alone: It is very tempting for buyers to go out and pick up real estate magazines around Lakeland, TN looking for their new property. It seems like it would be very simple to purchase your own home without the use of a Lakeland, TN Real Estate Agent. However, this is one of the most dangerous mistakes that buyers make because the real estate process in Tennessee is a complicated one. There are many regulations and laws that are vitally important during the process. Using an experienced, qualified agent is important to protect the buyer.

2.Not getting Pre-Qualified: In all of the excitement of looking for their new property, many buyers start looking before they get pre-qualified with a mortgage lender. This is not a good thing to do because of several reasons. First of all, the seller is going to want to see some kind of documentation from a lender that the buyer can qualify. Secondly, buyers often find themselves very disheartened when they start looking at properties that turn out to be above their price range. It’s very hard to go down in price range once you’ve looked at houses that are above what you can afford or comfortably afford in monthly payments.

3.Not pinpointing specific search criteria: It’s very important to pinpoint exactly what you want in a property before you start looking. This will help you avoid settling for a property that doesn’t really meet your needs. It will also help the real estate agent that is assisting you to narrow in on the perfect home for you.

For more free information on buying a new home in Lakeland TN , visit my website at www.CGriffithRealEstate.com. You can find free tips and tricks about buying homes in Lakeland TN as well as information on properties that have recently sold. You can also call me directly at 901-461-5590.

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All information is deemed reliable but not guaranteed.